Why OFWs Should Invest in Pre-Selling Homes


It is difficult to choose what kind of property is worth our hard-earned money. For yuppies, condo units are the most ideal because of accessibility; for families whether big or small, a house and lot is realistically preferable. These days, the rise of the demand for pre-selling homes is remarkable. Homeseekers now opt for the not-yet-tangible-but-soon-will-be properties.

For Overseas Filipino Workers (OFW), it is never easy to spend considerable amount money earned through hard work. However, we can never reject the fact that for people who work abroad, having a home in their own country is one of the most encouraging things. The popularity of pre-selling properties in the real estate industry is a way for OFWs to have a permanent residence.

Here are 5 reasons why OFWs should invest in pre-selling homes:

  1. Affordable

Pre-selling units are more affordable compared to the regular ready-for-occupancy homes. OFWs can save money because of the low introductory price. Pre-selling properties are usually 30 to 50% cheaper than a finished one. Developers even offer discounts, a reduced down payment rate, and flexible payment schemes. Whether it is a townhouse or a condo unit, OFWs will find it easier to fulfill the payment because of affordability.

  1. Appreciation of Value

The value of a property that was initially sold as pre-sale appreciates over a period of time after its construction. More so, when the community where it belongs to prospers and becomes more developed, its value will further increase. However, OFWs should seriously consider the location for it significantly plays a role when it comes to the worth of a property.

  1. Potential Income-Generator

OFWs can potentially generate income even when they are not in the country once the property is already finished. They can opt to rent it out. That way, there would be a constant source of income that would help them save more money. They can also sell the home once the construction is done and invest in another pre-selling property. This cycle when ingeniously established encourages a pattern that helps generate income effortlessly. It can be helpful for OFWs who no longer want to work overseas.

  1. Security

A sense of security is felt by OFWs when they buy a property. Pre-selling homes also give that feeling of anticipation because of the waiting period that is always worth it. Gone are the days when it takes a lot of effort just to find the home that would best cater to the needs of homeseekers. Nowadays, everyone can just access the internet and search for homes or even ask real estate professionals. OFWs are a part of those homeseekers who want to own a home that would meet all of their needs. Once they get a hold of that key to their new home, financial and even personal securities are guaranteed. Pre-selling properties can provide that feeling of assurance and anticipation to OFWs anytime.

  1. Personal Satisfaction

The purchase of a pre-selling property usually gives everyone a fair chance to choose their ideal location. For a pre-selling condominium unit, OFWs can select which floor they prefer. But more than the luxury of choosing the best spot, they can take advantage of premium amenities that make the purchase of the property, even more, worth it. They can pick a unit that is strategically located nearby the pool area and playground, or the topmost floor to have the best view of the neighborhood. When they transfer, they can finally enjoy a relaxed lifestyle after years of hard work.

OFWs and pre-selling properties match perfectly. The important thing that they need to find out now is where the ideal location for their investment is.

Why rent if you can buy your own home in the Philippines for as low as AED 500/Month (PHP 6800)?
No Down Payment!

Air Residences – Malugay st. Ayala Ave. Makati CBD
Blue Residences – Katipunan near Ateneo, Quezon City
Breeze Residences – Roxas Blvd. Pasay
Cheer Residences – near SM Marilao
Coast Residences – Roxas Blvs. Pasay
Cool Suites at Wind – Wind Residences Tagayatay
Fame Residences – Shaw Blvd. Ortigas, Madaluyong City
Fields REsidences – near SM Sucat
Grace Residences – near the Fort & SM Aura
Grass Residences – near SM North Edsa, Quezon City
Green Residences – near La Salle Taft, Manila
Jazz Residences – Makati Central Business District
Shore Residences – MOA Complex,Pasay
South Residecnes – back of SM Southmall
Trees Residences – near SM Fairview Quezon
Vine Residences – near SM Novaliches
Wind Residences – Tagaytay view of Taal Lake

For more details
Whatsapp / Viber / Call / SMS
+971 52 620 8167

Please like our page at https://www.facebook.com/smdcemirates


Photo Books and Italian Leather Wedding Albums in the UAE

Our showroom is a one stop shop for Studios and Freelancers. We do printing, binding, album covers and customization in-house.

Dolce Vita UAE specializes in manufacturing digital photo albums, accessories and related equipment since 2004. We are the sole distributor of Photostory in the GCC and Middle East.

We provide a wide collection of handmade Italian leather albums to suit all occasions. These covers are individually hand crafted with the material, manufactured to cater to required specifications and custom sizes.

The personal digital and magazine photo books are also available in various sizes and finishes. We believe in the importance of personalization and with our specialized team, designing each photo book individually gives that unique touch.

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Ronch Tabasondra

Marketing Specialist

Mobile: +971 52 620 8167

Tel:         +971 4 880 0688


Terrific Tips on Creating Your First Photobook

  Terrific Tips on Creating Your First Photobook

by Simon Bray


Step 1 – Motive

First up, you need to work out why you’d like to put together a photo book, as this will affect how you progress with the project and layout of the book. Is it going to accompany a body of work that is to be exhibited? Are you planning on selling it? Might you want to send it to potential publishers or galleries? Or are you simply just looking to share it with friends and family?


Step 2 – What Type of Book?

It’s time to begin thinking about the actual type of book that you want to produce. This will be influenced partly by the purpose of the book, the theme of the content and also the budget available. There are 2 common types of photo books, the DIGITAL (Hard card board type pages, mostly used for wedding albums) and the MAGAZINE (Paper type pages with double side prints, used commonly for birthday and catalogues).


Step 3 – Themes and Content

The best photobooks have a cohesive theme; they are not just a ‘best of’ collection of photographs by a certain photographer. A body of work taken with a specific motive or subject matter will work well, or you could work with shots taken within a specific time frame

Step 4 – Image Selection

Careful image selection is absolutely vital when putting together your first book. The inclination is to include all your best work in order to produce a book of the highest standard, but it is important to remember that as a book, it needs to have a rhythm and completeness that tells the whole story.

Step 5 – Image order – Telling the story

So once you’ve selected the images that you want to include, you now need to consider the order in which they are to be presented. As I mentioned before, the book should almost tell a story, so consider the flow of the ‘narrative’ that the pictures offer, don’t just stick all the landscapes at the start and the macro shots in the middle, you need to construct a balance of images that will inform and engage the reader and pull them into the scenes.

Step 6 – Layout

So you’ve got your shots and they’re all in order, now it’s time to decide how you want to present them on the page. There are a surprising amount of options, so it’s important to take your time and experiment with different layouts before settling on a final selection.

Firstly, consider whether you want your images to be ‘full bleed’ or have a border around them. Full bleed simply means that the image fills the page. If you select this option, be sure when constructing the book to extend the image and overlap the edge of the page to ensure that when it gets cut, a thin white line doesn’t get left along the edge. If you select a border option, think about how much space you want to leave around the image in a similar way to mounting a print.

Next you’ll need to decide on your two page layout. Traditionally, the image will be on the right hand page, leaving the left hand page blank with space for a small caption if required. By no means do you have to adhere to this, you may well want to have images on every page, but whatever you decide, keep it simple and be consistent. An amalgamation of shot sizes and layouts with a book makes for a very unsatisfying read!

Step 7 – To Include Text, or Not To Include Text?

Captions are by no means compulsory within a photobook, it is only necessary to include them if you think they will add something that the photograph does not already offer. These details may be a location, name, date, details of the event or the type of print. Don’t repeat what is already obvious from the photo. If you do decide to include captions, make sure you incorporate it within the layout, don’t just stick it in wherever it will fit, it needs to be discrete and understated using a font that suits the style of the book as a whole.

Step 8 – The Cover Shot

The image that you choose to put on the front of your book will be the first point of contact for any reader. It needs to be an engaging image that invites the reader in. It should also be of high enough quality in order to excite them enough to want to see more. If you can, find an image that most fully represents the theme of book so that it is obvious from first glance what the book is about without the reader having to read any blurb or captions on the back.



Dolce Vita UAE specializes in manufacturing digital photo albums, accessories and related equipment since 2004. We are the sole distributor of Photostory in the GCC and Middle East.

We provide a wide collection of handmade Italian leather albums to suit all occasions. These covers are individually hand crafted with the material, manufactured to cater to required specifications and custom sizes.

The personal digital and magazine photo books are also available in various sizes and finishes. We believe in the importance of personalization and with our specialized team, designing each photo book individually gives that unique touch.



Ronch Tabasondra

Marketing Specialist

Mobile: +971 52 620 8167

Tel:         +971 4 880 0688



A quick and affordable getaway to Turkey – Enroute Magazine Middle East

Being an expat in Dubai, I always face the dilemma of using my annual leave to go home to the Philippines or travel to a different country. The good thing about being based in the Middle East is that it is literally in the “Middle” of everywhere and there’s a lot of options to go to. Here’s an article I wrote for Enroute Middle East about my quick and affordable getaway to Turkey.

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Compounded Every Day and Credited

In Dubai the most prevalent category of bank accounts and most likely the main account people operate, is a savings account. Savings Accounts UAE offer you to bond your money in your bank account while it also collects interest over the principal amount quarterly or monthly. These accounts commonly involve either a minimum monthly or periodical balance, or may involve waiver of minimum balance dependent upon the type of account offered by the bank. Both savings account and present account can be opened by residents and non-residents at banks in UAE. Account holders get monthly or trimestral statements with details of the withdrawals and credit along with interest accrued. Banks do business by funding loans to other people and charge a little higher rate of curiosity from them. The part of this interest earned by the bank is shared with you rendering to the amount kept in your savings account. Interest on your savings accounts is usually compounded every day and credited in your bank account monthly or quarterly. The finest part about compounded rate of notice is that you also get interest over the main amount plus on the interest paid previous. For example; if your savings account earns two percent frequency of interest, then each day 2/365th of that two percent of the amount you have in your bank account is added. For your convenience bank branches are situated all over Dubai, and online banking is also accessible if you not in a mood to visit bank for your financial services. Mobile banking is also available for many savings accounts Savings Account holder also gets a subtraction card as well as a cheque book to withdraw and payment money. ATMs can be found all around this city, generally near banks, shopping complex, business centers and tourist destinations.

Our Services: Freezone Incorporation Dubai | Pro Services Dubai | Company Formation Dubai | Offshore Company Formation Dubai | Nominee Services Registration Dubai | Limited Liability Company Dubai | JLT Company Formation Dubai | JAFZA Freezone Company Formation Dubai | Rak Free Zone Dubai | Financial Services Dubai | Banking in Dubai | Offshore Company Formation Cyprus | Register BVI Company | Company Formation Cyprus | Nominee Services Registration | Company Formation Seychelles | Company Incorporation Belize | Open Offshore Bank Account | Gaming license | Get Online Casino License | Cyprus company incorporation

Offshore Company – Start protecting your assets



What is Offshore Company

Offshore Company, most commonly termed as International Business Company or a Non-Resident Company, is a legal structure which provides for a low/zero-tax environment for an entity or an individual which in turn minimizes tax burdens and improves wealth management. Besides this fact, its element of anonymity has made offshore companies a top favorite amongst the affluent.

A few reasons why individuals and corporations choose offshore companies are to:

  • Manage taxes
  • Shield assets
  • Manage risk
  • Avoid bureaucracy
  • Maintain privacy
  • Enhance assets


Benefits Offered:

More specifically, the reasons for going offshore and utilising offshore companies for tax planning and offshore business include:

  • Free remittance of profits and capital
  • Access to top-rated debt history jurisdictions
  • Access to tax treaties
  • Security of property rights
  • Low fees & operational cost
  • Banking privacy
  • Availability of offshore experts
  • Ease of Reporting
  • Anonymity
  • Customs and duty exemptions
  • Exchange convertibility
  • Government cooperation
  • Fair treatment
  • Fewer restrictions
  • Sanctity of contracts
  • Foreign investment inducements
  • Tested legal systems
  • Higher yields and returns
  • The availability of sophisticated banking facilities
  • Legal Protection


At Adam Consulting we advise our clients from all sectors, on their specific benefits of an offshore company. The top beneficiary sectors and activities include:

  • Trading
  • Investment holding
  • Financing
  • Probate and Privacy
  • Professional services or Consulting
  • Patent, royalty and copyright holding
  • Property Owning Companies
  • Ship management and yacht owning
  • E-Commerce Companies
  • Personal and corporate tax planning


Why ADAM Offshore

Adam Consulting are globally trusted advisors helping companies and individuals with the establishment, management and administration of Offshore Entities, Trust Foundations and Holding Structures to meet the clients specific objectives. Our broad range of expertise includes corporate re-structuring, wealth protection, tax reduction, cross-border investment and foreign market entry.

  • Adam Consulting has created a worldwide presence in all the major business and financial centers around the globe; because we believe it helps to be where our clients are. Our multi-lingual team deployed worldwide delivers local expertise on a global scale. Our services and support are delivered, where possible, in the client’s spoken language.
  • While our scale is impressive, our service is always personal. An intimate understanding of local socio-economic factors provides the insight we need to give trusted advice, anticipate changing needs and deliver optimum solutions to suit different environments and market conditions.
  • We offer nominee services to ensure anonymity and confidentiality of the company’s shareholders and directors.
  • We also offer outsourced services such as accounting, bookkeeping, reporting and annual filings. To further streamline your operations we also provide virtual office services with telephone answering and forwarding facility.
  • We have the breadth of experience, resources and technical skills to find creative solutions to complex problems.
  • We are committed to providing a quality level of service and are ISO9001:2000 certificated. Our commitment to quality is inherent in everything we do, so as to build a rewarding, long-term working relationship that is built on trust.
  • In an effort to protect both our clients, and ourselves, we take our compliance and legal obligations very seriously and practice efficient client engagement procedures.
  • We offer incorporations in over 35 jurisdictions worldwide.

Choosing the right offshore jurisdiction is very important for several reasons. Political stability, efficient communications and a modern and reliable banking and financial system are amongst the top. With specialty in more than 35 offshore Jurisdictions, ADAM Offshore is your one stop destination for all the information and help you need to figure out how to get the most from an offshore entity and which jurisdiction to choose. Our specialty jurisdictions include:

  • Andorra
  • Anguilla
  • The Bahamas
  • Barbados
  • Belize
  • Bermuda
  • The British Virgin Islands (BVI)
  • The Cayman Islands
  • Channel Islands
  • The Cook Islands
  • Cyprus
  • Dubai
  • Gibraltar
  • Guernsey
  • Jersey
  • Hong Kong
  • Ireland
  • Isle of Man
  • Labuan
  • Liechtenstein
  • Luxembourg
  • Marshall Islands
  • Mauritius
  • Madeira
  • Malta
  • Monaco
  • Navru
  • Nive
  • Netherlands Antilles
  • Panama



Kind Regards,


Business Consultant | Outsource Services
Mobile: +971 52 904 0075

Email:   gian@adamadvisors.com


2A, Building 6 | Gold & Diamond Park | PO Box 183827 | Dubai | United Arab Emirates

Switchboard: +971 4 341 9701 | Website: www.adamadvisors.com 

Subsidiary of ADAM Consulting Global PLC, registered in England no.: 8306253

Ground Floor | 6 Dyer’s Building | London | EC1N 2JT


Offices in:


Abu Dhabi | Athens | Bahamas | Banja Luka |  Beijing | Belgrade |  Bucharest |  Budapest |  Cesena | Chennai |

Chiang Mai |  Dammam |  Dubai |  Douala |  Glasgow  | Harare | Hongkong | Hyderabad | Islamabad | Istanbul | 

Jeddah | Jubail | Kampala  |  Karachi | Kathmandu | Khobar | Lahore| Liechtenstein | Lodz | London | Lusaka |

Macau|Majuro | Malta|Manchester | Maputo |  Montreux | Moscow | Mumbai |  Muscat |Nasik | New Delhi |

Nicosia | Nis |Odessa |Panama |Ploiesti |Pristina | Pune|Rawalpindi |Riga |Riyadh | Sarajevo |Secunderabad |

Shenzhen |  Sofia | Sousse | Surat | Tete | Thane | Tirana | Tripoli |  Trivandrum | Udine | Warsaw | Windhoek




Worldwide Headquarters:  Office 2A, Ground Floor, Building No.6 Gold & Diamond Park, PO Box 183827, Dubai, UAE



Dubai Business Start-up and PRO Services


If you are thinking about opening up and starting a business in Dubai there are some things you will want to take into consideration before you take the plunge and try to move to the United Arab Emirates (UAE) to work on your new business venture.


If you want to start a business in Dubai you should know that the process of doing just that is rather complex and risky. It is imperative that you have some local knowledge from the start of things. It is also a good idea to have an experienced local lawyer that can help you get through the bureaucratic red tape.


Before you jump in too deep with your business idea, you should gather as much local knowledge of the region as possible. You should especially look into the industry that you are interested in working in with your business. You will need to develop a viable business plan for your business that includes forecasting and a survey of current market conditions. You should already have investors in place for your venture if possible. The law states that you are required to have a local partner in Dubai that holds the majority interest in the company. This means that the partner can control the business and it can be an individual or a company. The partner does not have to contribute financially to the start up business. You will need to register your business as well. Once it is registered you will have to show proof of sufficient financial resources to invest to the Ministry of Commerce. The amount you need to have tends to vary but it somewhere between $10,000 and $50,000. This amount is used as a guarantee against liabilities; however you are allowed to withdraw it after you have shown that you have it.


New business ventures are actually encourage by the local government. Export and manufacturing are the industries that are offered the most support by the government.


As an alternative to starting a business you can also buy a business that is for sale. This is a much simpler process. You do not need to have capital or partnership in place. You simply need to agree on a price and then complete the transfer paperwork. You can visit a UAE local chamber of commerce for more information.


We provide advisory and financial support to High Potential Start-Up businesses and encourage all forms of entrepreneurship.


As a High Potential Start-Up businesses the support you can get from us depends on where you are in the three stages of our start-up development process.


    Starting a Business.

    Challenging and Validating the Business Idea.

    Develop an Investor-ready Business Plan


Nobody likes to take a deep plunge in the sea without actually knowing the depth of it. The same goes with the setting up a new business. There are hundreds of activities going around in Dubai, which are profitable. Infect, every business is profitable provided you have the right resources and you identify it timely. We will help you in not only finding out the right business for you but also help you in identifying the right business at the right time. With a proven track record of Business acumen we surely know what is best suited for you. We carefully judge the resources available with you and then we help you in identifying the right business for you.


PRO Services in Dubai

PRO services is one of the most important and essential process to run today’s business. The question that arises here is, do you want to spend huge amounts of money by hiring a PRO professional? Or would you want to outsource your services to a company like us and save your investment and stay hassle free in cities like Dubai, Sharjah and Abu Dhabi. We help on renewing the visa of the employees before expiration, renewing the trade licenses before they expire are few of the examples that come under the category of PRO services. These are mainly taken care by a PRO officer who is responsible for all the tasks that fit his job responsibilities. When we say these services are important and essential we say this because if there is a lapse in the renewing of visa for the employees, the company may be charged to pay a fine by the immigration department of Dubai. Failing to renew the trade licenses of the companies and if the license expires, the Economic Department of UAE can levy fine on the company. Hiring a professional PRO officer might leave hole in the company’s pocket. The PRO personnel can charge you around 10,000 – 15,000 AED per month. Now that we know these services are really important and we also see that they are not cheap. So what is the best possible solution to avoid this frustration and also ensure that these responsibilities are taken care well on time?

This is where our company gets into the picture to save you from the trouble of finding a professional PRO officer in UAE who could keep a track of all the assigned tasks and complete them well before time. The same time who would not cost a lot to the company’s budget. By paying a minimal fee to our company that is charged annually you can avail all the benefits of a PRO and to top it all you can are eligible for a support which is round the clock. Our Public Relation Support experts who mainly have years of Experience in UAE can handle all your urgent and important tasks of renewing the visa’s for the employees, the trade licenses of the company, the family PRO Services and many more. These processes might look easy and simple, however if one does not have the right amount of knowledge and contacts these can end up into weeks and months. You can have hassle free business running along when our Experts would be handling all your corporate PRO services in Dubai, UAE.

Why ADAM Consulting?

•           By aligning with us you can save 25 – 35% of cost to company that is incurred at hiring PRO and by paying them a higher salary every month.

•           We will Process, Renew all the Labor Cards and Documents pertaining the visa of your Firm employees which comes under Corporate PRO Services in UAE.

•           We will Process all kind of Family PRO Services (New, Renew, Cancellation Etc.).

•           We charge you a Nominal Annual Fee for all the services that are offered by us.

•           Updates on your employees’ visa status would be sent through Email and SMS Free of cost for avoiding the delays and paying of fines.

•           Save your Precious hours and Remain Hassle Free at Work and Focus on your Revenue Generating Business


Other Services which we are offering:


ü  Company Formation (Offshore/Free Zones/LLC)

ü  Emirates ID registration (Authorized Agent)

ü  Corporate document processing & clearing

ü  Visa Assistance (Employment/dependant/Mission/Visit/Transit/Ladies work Permit/Schengen)

ü  Business Sponsorship

ü  IT Solutions

ü  Translations

ü  Trade License Registration and  Renewals

ü  Trade Mark Registration

Look forward to your communication.


Kind Regards,


Business Consultant | Outsource Services
Mobile: +971 52 904 0075

Email:   gian@adamadvisors.com



2A, Building 6 | Gold & Diamond Park | PO Box 183827 | Dubai | United Arab Emirates

Switchboard: +971 4 341 9701 | Extension 115 | Website: www.adamadvisors.com 

Subsidiary of ADAM Consulting Global PLC, registered in England no.: 8306253

Ground Floor | 6 Dyer’s Building | London | EC1N 2JT


Offices in:


Abu Dhabi | Athens | Bahamas | Banja Luka | Beijing | Belgrade | Bucharest | Budapest | Cesena | Chennai | Dammam | Dubai|

Glasgow | Harare |Hyderabad| Islamabad | Istanbul | Jeddah | Jubail | Karachi | Kathmandu | Khobar | Lahore | Liechtenstein |

Lodz | London | Lugano |  Manchester | Maputo | Montreux | Moscow | Mumbai | Nasik | New Delhi | Nicosia | Nis | Panama |

Ploiesti | Pristina | Pune | Riyadh | Sarajevo | Shanghai | Shenzhen | Singapore | Sofia | Sousse| Surat | Tehran| Tete | Thane |

Tirana| Tripoli | Trivandrum | Udine| Warsaw | Windhoek


Worldwide Headquarters:  Office 2A, Ground Floor, Building No.6 Gold & Diamond Park, PO Box 183827, Dubai, UAE